At Nova Credit, our mission is to power a more fair and inclusive financial system for the world. We are on our way to accomplishing this mission by rewiring the financial industry with better credit infrastructure, analytics, and workflows, enabling more people to get access to credit opportunities. Our cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are trusted by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi to help them reach valuable new applicants from traditionally credit excluded populations. With support from investors Kleiner Perkins, Canapi Ventures, General Catalyst, and Index Ventures, as well as industry veterans from Goldman Sachs, JP Morgan, and Citi, Nova Credit is revolutionizing the way lending is done. We were recently named Forbes' Best Startup Employers 2024 and Fast Company's World's Most Innovative Companies 2024.Nova Credit is seeking a highly qualified Finance and Accounting Manager to support our day- to-day financial operations. Core responsibilities include managing our external accounting team, owning financial statements, AP/AR, tax compliance, internal controls, audits, and more. This is a unique opportunity to initially lead the accounting function and later grow into a role within FP&A.This; role is for you if:- You have worked in accounting at a tech startup and are interested in growing an FP&A; skill set- You're an operator with high attention to detail, a passion for building processes, and a high sense of ownership- You're a dedicated team player looking for a long-term career path with multiple growth opportunitiesThis is a full-time position reporting to the Director of Finance & Strategy. Candidates based out of the New York Metropolitan area are preferred. Responsibilities Include: Accounting Operations: Run and optimize accounting operations and processes, such as the preparation and reconciliation of financial statements and reports; Manage accounts receivables & payables, including preparing customer invoices, resolving payment issues, and maintaining accurate records of all transactions; Develop, implement, and maintain business policies, accounting policies, and financial controls; Manage, organize, and control access to all accounting and finance information and filesFinance, Compliance, Audit, and Filings: Ensure financial & tax regulation compliance, including implementing consistent accounting procedures, preparing tax filings with external accountants, and staying current on domestic and international legal requirements; Act as audit liaison for any external party (e.g., enterprise customers, credit bureau partners) audit needsFinancial Budgeting and Reporting: Develop and maintain financial budgets (inc. comp design) in collaboration with cross-functional teams and in the context of the company’s strategic goals; Monitor and analyze financial performance to assess potential operational risk, identify opportunities for cost optimization, and drive profitabilityVendor Relationship Management: Manage financial vendor relationships, including external accounting and banking partners; Identify vendor cost-saving opportunities, and negotiate vendor contracts & termsWITHIN THE FIRST MONTH YOU'LL: Familiarize yourself with company financial reporting and accounting processesRun account receivables & payables in collaboration with external accountantsFamiliarize yourself with our international finance and accounting operationsGet to know the company's working style, goals, mission, and valuesBecome acquainted with your fellow Novans and key cross- functional stakeholdersWITHIN THE FIRST QUARTER YOU'LL:Own the financial close and all accounting processes, identifying areas for standardization and automationPartner with the People team on company-wide expense policies and proceduresLay the groundwork for our first financial auditWITHIN THE FIRST YEAR, YOU'LL:Become the subject matter expert for all things financial operationsOptimize and implement accounting procedures and best practices, streamlining the company’s financial management engineComplete our first financial auditPartner with the GTM team to standardize pricing structuresProvide financial analysis and insights to support decision-making and strategic planningWork cross-functionally to design and prepare the annual budgetRequirements and Qualifications: A minimum of 4 years of experience in finance, with at least 3 of those years in accountingPassion for process optimization and standardizationAdvanced proficiency in Microsoft Excel, Google Sheets, and Quickbooks OnlineGeneral experience with accounting/financial systems, tools, and software (e.g., Bill.com, Ramp, Brex, etc.)Proven expertise in accounting and financial operationsEffective communication skills to collaborate with cross-functional teams and stakeholdersDetail-oriented with a high level of accuracy in financial reporting and analysisAbility to work in a fast-paced, high-growth environment and adapt to changing prioritiesProactive, self-motivated, and able to prioritize tasks efficientlyExperience working in a tech startup environment with international operations preferredCPA or CMA certification is preferred$110,000 - $150,000 a yearThe Base Salary Range is for U.S.-based candidates and is dependent on individual experience, skills, education, location, and qualifications.We consider all elements of compensation to be a part of the value we provide to Novans. This may include base salary, equity grants, incentive compensation for eligible roles, professional development, flexible PTO, and tenure rewards. We offer U.S.-based Novans competitive, employer-subsidized medical, dental, and vision plans, in addition to mental health and wellness benefits and a range of other benefits & perks.Everyone is welcome at Nova Credit. We are an equal-opportunity employer where diversity and inclusion are central pillars of our company strategy. We seek applicants who understand, embrace, and thrive in a multicultural and globalized world. We do not discriminate on the basis of any protected class, including race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We do not consider criminal history until a conditional offer of employment has been made. We encourage all qualified candidates, including those with a criminal history, to apply.Apply for this job