Conduit

DOB - Financial Examiner IV-V: Commercial Bank Examiner

at Texas Department of Information Resources (DIR)


Working Title:| Financial Examiner IV-V: Commercial Bank Examiner
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Classification:| Financial Examiner IV - V| Class No. / Sal Grp:| U1106/U1108, EE00
Monthly Salary:| $8,545 - $10,041 (Salary and classification commensurate with experience)
Location:| Dallas, Houston, Lubbock, San Antonio| FLSA Status:| Exempt
Overnight Travel:| _Extensive Travel – At least 50%___

Mission:
The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.

General Description:
Acts as examiner-in-charge of smaller, non-problem financial institutions and affiliates. Effectively communicates examination results through established written report procedures and verbally through meetings with bank management and personnel. Assists in examinations of large, complex, or problem financial institutions.

Job Duties:
• Interprets and applies regulatory policies, procedures, laws and regulations.
• Analyzes areas of concern and personnel needs for upcoming examinations.
• Acts as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions.
• Prepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge.
• Communicate examination findings to senior bank management and Board of Directors through oral presentation. May also prepare written examination reports as prescribed by departmental guidelines.
• Compile and analyze data and formulate conclusions.
• Completes assigned tasks in a thorough and timely manner.
• Attends all assigned schools and training seminars.
• Conducts, with supervision, reviews of examination reports.
• Provides supervision, training and evaluation of other examiners.
• Conducts financial and credit analysis and loan reviews. Prepares written summaries of criticized or adversely classified assets.
• Monitor financial condition of non-problem financial institutions through off-site procedures, without supervision.
• May conduct credit review and analysis involving larger, more complex credit relationships.
• Selects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education.
• May conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision.