Underwriter, Hong Kong SME Division

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Allied World is an ideal place for talented professionals who are driven by a belief in the value of collaboration and the power of knowledge.

We believe that when our great people work together and support one another, our clients receive the best solutions. We embrace unique perspectives and empower each person to grow through professional development, career training and mentoring programs.

Our people are our most important asset, and we are very proud of the quality of our team members.

Job Summary:
This role involves underwriting commercial package and personal packages as per the agreed processes and risk appetite to achieve financial targets. The position will require the employee utilizing the methods necessary to meet projected profitability, GWP, and expense goals, implementing proper underwriting disciplines/guidelines, and marketing and servicing to existing and potential clients. The position will also require the administration and monitoring of underwriting rules and guidelines, insurance laws and regulations, and rating rules and models.

In addition, the employee will be required to provide technical guidance, assistance and training to distribution underwriters.

Job Duties:

• Underwriting functions including underwriting submission review, pricing analysis, setting of terms and conditions, and quote/binder/invoice authorizations

• Exercise proper underwriting pricing and discipline to meet profitability goals, complying with underwriting guidelines, systems and procedures

• Maintain underwriting files in an orderly manner and in accordance with the underwriting guidelines, including maintenance of all reporting systems for submissions and bound accounts, rate change modeling, bound account listing, submission log and reports as may be developed

• Providing advice and guidance to the production of new policy wordings or reviews of existing policy wordings to ensure policy documentation is current and accurate

• Identifying, recommending, and leading or contributing to the development and exploitation of marketing activities and product development initiatives to increase penetration of existing customers and /or expand the business mix

• Proactively identifying and pursuing up-selling (add-ons) and cross-selling opportunities to maximise profitable revenue potential from new and renewal business and achieve agreed business targets

• Work with Distribution to ensure high market visibility of our products

• Providing expert advice, guidance and coaching to less qualified and/or experienced colleagues to address technical referrals and raise standards and expertise across the technical community

• Interact with existing and prospective clients, brokers and other business partners in support of the business

• Liaise with Actuaries, Claims, Finance, IT and Legal departments as appropriate

• Involve in ad-hoc projects when required