Enhanced Onboarding Analyst

*The role:*

As an Enhanced Onboarding Officer, you’ll support the compliant onboarding of international prospects and clients, applying Enhanced Due Diligence where needed and advising Sales on documentation requirements. You’ll use your AML/KYC expertise and analytical judgement to solve complex cases, improve processes and support colleagues, while continuing to develop through tailored compliance training.

*Our Mission *

3S Money is reinventing international business banking. Founded in 2018, our mission is to help growing businesses send, receive, and exchange money in over 190 countries. With offices in seven countries and over 200 employees, you’ll be joining a high‑energy, high‑impact team that has achieved profitability and has a wealth of opportunity ahead.

*Our Culture *

At 3S Money, we believe in caring personally, staying curious, and making an impact through collaboration, not competition. Our culture is genuinely transparent, with minimal hierarchy and a strong commitment to each employee’s professional growth.

*What You’ll Be Doing: *

• With the full support of the On-boarding team, you would be on-boarding our prospects/clients using our Compliance framework.

• Applying Enhanced Due Diligence when appropriate to our prospects/clients.

• Supporting the Team Lead in the development of fellow colleagues using your Subject Matter Expertise.

• Advising Sales on any necessary additions to on-boarding documentation.

• Using our L&D platform and Compliance Training Advisor for continued bespoke training to up-skill you to work towards becoming a member of the Onboarding Team.

*About you, you have: *

• Fluency in English. Any other languages can be an advantage.

• A minimum of 3 years experience with AML/KYC, specifically Enhanced Due Diligence processes in a financial institution.

• An understanding of how international business works.

• Great attention to detail, strong analytical skills as well as ability to see the ‘broader picture’.

• An analytical and process improvement mindset.

• Demonstrably strong teamwork with internal and external groups.

• The ability to be a fast learner with the ability to think out of the box and provide solutions.

*Values *

People Values: Our multilingual offices foster an inclusive and dynamic work environment where individuals are empowered to reach their full potential. Guided by empathy, integrity, and shared experiences, we create a culture that values and respects every team member, client, partner, and advisor.

Responsiveness with Purpose: We value timely, thoughtful communication. By responding to all messages within 48 hours, we demonstrate respect, reliability, and a genuine commitment to our colleagues, clients, and partners.

Shape your future: We believe the future is not something you wait for—it’s something you create. At 3S Money, we empower you to take control, break new ground, and craft a tomorrow that reflects your ambitions. We provide the tools, support, and opportunities to help you turn your passion into action and ideas into real-world impact.

Seek the Unknown: At 3S Money, we strive to break barriers in traditional finance. Our vision is a world free from financial discrimination, and we are dedicated to making that a reality. Every account we open and payment we process breaks new ground and brings us closer to a more inclusive and interconnected financial future

Stand for Diversity: We embrace differences, empower voices, and foster a culture of belonging. We celebrate individuality, champion equality, and believe that meaningful change can only be achieved through the power of people.

Wherever you’re from and wherever you’ve been –your uniqueness is what we value most.

Company Values: 3S Money is not just an EMI; it embodies a movement aimed at challenging the limitations of traditional banking. Our founders transformed their personal challenges into an opportunity to develop a fair and accessible financial system, and this is our dedication and commitment to our clients.

We're Fair: We’re creating a fairer financial access for businesses from 190+ countries and counting. With us, it really is a small world.

We're Faster: Our digital payment platform transports your business wherever it needs to be. We’re faster than traditional systems.

We Care: Corporate banking is broken. That’s why we’ve combined leading technology with a Relationship Manager for every account holder.